Insurance Prohibition for Abortion

All health insurance contracts, plans, and policies must exclude coverage for abortion unless the procedure is necessary to preserve the woman's life.  Coverage may be obtained only through an optional rider for which an additional premium is paid.  Ky. Rev. Stat. Ann. § 304.5-160 (Enacted 1978).

Health insurance policies provided to state employees may not provide coverage for obtaining or performing an abortion.  No state funds may be used to obtain or perform an abortion on behalf of state employees or their dependents.  Ky. Rev. Stat. Ann. § 18A.225 (10) (Original Statute Enacted 1982; Relevant Provision Enacted 1996; Last Amended 2002).