Insurance Prohibition for Abortion

Insurance provided through the Private Employer Health Care Purchasing Alliance, a voluntary program for private employers, may not include coverage for abortion unless directly and medically necessary to preserve the woman's life. Coverage for abortions not medically necessary to preserve the woman's life may be obtained only by an optional rider or supplemental coverage provision that is offered and provided on an individual basis for which an additional premium is paid. However, nothing in the act requires an insurer or employer to offer or provide coverage of abortions. Wis. Stat. Ann. §§ 40.98 (1)(g), (2)(bm) (Enacted 1999); Wis. Legis. Reference Bureau, Private Employer Health Care Coverage, Budget Br. 99-9 (Nov. 1999).