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Arizona

Insurance Prohibition for Abortion

Does Arizona prohibit private insurance plans from covering abortion services? Yes, in the state exchange.  Health-insurance policies offered in the new state exchange established under health-care reform may not include abortion coverage, with exceptions only to save a woman's life or avert substantial and irreversible impairment of a major bodily function.   Abortion coverage may be obtained only through an optional rider for which an additional premium is paid.  However, nothing in the act requires an insurer to offer such a rider.  Ariz. Rev. Stat. §35-196.02 (Enacted 2011).

Does Arizona prohibit plans in its state exchange from covering abortion services? Yes.  Health-insurance policies offered in the new state exchange established under health-care reform may not include abortion coverage, with exceptions only to save a woman's life or avert substantial and irreversible impairment of a major bodily function.  Ariz. Rev. Stat. §20-121 and §35-196.02 (Enacted 2015).

Does Arizona prohibit insurance plans for public employees from covering abortion services? Yes.  Health-insurance policies provided to state employees may not include abortion coverage, with exceptions only to save a woman's life or avert substantial and irreversible impairment of a major bodily function.  Ariz. Rev. Stat. §35-196.02 (Enacted 2011).

Does Arizona prohibit the purchase of extra coverage for abortion services? Yes, in the state exchange.  Arizona law prohibits plans in the state exchange from offering abortion coverage through an optional rider for which an additional premium is paid.  (It should be noted that, even if a rider were permitted, there is no evidence elsewhere that such separate policies exist. Even if they did exist, offering women the "option" to pay for separate abortion coverage is a false promise because no one plans for an unplanned pregnancy.)  Ariz. Rev. Stat. §20-121 and §35-196.02 (Enacted 2011, Amended 2015).


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