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Georgia

Insurance Prohibition for Abortion

Does Georgia prohibit private insurance plans from covering abortion services? Yes, in the state exchange.  Health-insurance policies offered in the new state exchange established under health-care reform may not include abortion coverage, with exceptions only to save a woman's life or avert substantial and irreversible impairment of a major bodily function.  S.B.98, 152nd Gen. Assemb., Reg. Sess. (Ga. 2014) (Enacted 2014).

Does Georgia prohibit plans in its state exchange from covering abortion services? Yes, in the state exchange.  Health-insurance policies offered in the new state exchange established under health-care reform may not include abortion coverage, with exceptions only to save a woman's life or avert substantial and irreversible impairment of a major bodily function.  S.B.98, 152nd Gen. Assemb., Reg. Sess. (Ga. 2014) (Enacted 2014).

Does Georgia prohibit insurance plans for public employees from covering abortion services? Yes.  Health-insurance policies provided to state employees may not include abortion coverage, with exceptions only to save a woman's life or avert substantial and irreversible impairment of a major bodily function.  S.B.98, 152nd Gen. Assemb., Reg. Sess. (Ga. 2014) (Enacted 2014).

Does Georgia prohibit the purchase of extra coverage for abortion services? No.  Nothing in the law prohibits the purchase of abortion coverage through an optional rider; in theory, women may purchase a separate policy and pay an extra premium to receive abortion coverage.  However, nothing in the act requires an insurer to make such riders available and there is little evidence that insurers offer these products. S.B.98, 152nd Gen. Assemb., Reg. Sess. (Ga. 2014) (Enacted 2014).


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