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Mississippi

Insurance Prohibition for Abortion

Does Mississippi prohibit private insurance plans from covering abortion services? Yes, in the state exchange.  Health-insurance policies offered in the new state exchange established under health-care reform may not include abortion coverage, with exceptions only to save a woman's life or if the pregnancy is the result of rape or incest.  Miss. Code Ann. §§ 41-41-97, -99 (Enacted 2010).

Does Mississippi prohibit plans in its state exchange from covering abortion services?
Yes.  Health-insurance policies offered in the new state exchange established under health-care reform may not include abortion coverage, with exceptions only to save a woman's life or if the pregnancy is the result of rape or incest.  Miss. Code Ann. §§ 41-41-97, -99 (Enacted 2010).

Does Mississippi prohibit insurance plans for public employees from covering abortion services?
Yes.  No public funds may be used to pay for abortion coverage for state employees, with exceptions only to save a woman's life, if the pregnancy is the result of rape or incest, or if the fetus has an anomaly incompatible with live birth.  Miss. Code Ann. § 41-41-91 (Enacted 2002).

Does Mississippi prohibit the purchase of extra coverage for abortion services?
No.  Nothing in the law prohibits the purchase of abortion coverage through an optional rider; in theory, women may purchase a separate policy and pay an extra premium to receive abortion coverage.  However, nothing in the law requires an insurer to make such riders available and there is little evidence that insurers offer these products.  Miss. Code Ann. §§ 41-41-97, -99 (Enacted 2010).


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