Insurance Prohibition for Abortion
Does South Dakota prohibit private insurance plans from covering abortion services? Yes, in the state exchange. Health-insurance policies offered in the new state exchange established under health-care reform may not include abortion coverage, with exceptions to save a woman's life, or for which a delay will create serious risk of substantial and irreversible impairment of a major bodily function. S.D. Codified Laws § 58-17-147 (Enacted 2012).
Does South Dakota prohibit plans in its state exchange from covering abortion services? Yes. Health-insurance policies offered in the new state exchange established under health-care reform may not include abortion coverage, with exceptions to save a woman's life, or for which a delay will create serious risk of substantial and irreversible impairment of a major bodily function. S.D. Codified Laws § 58-17-147 (Enacted 2012).
Does South Dakota prohibit insurance plans for public employees from covering abortion services? No.
Does South Dakota prohibit the purchase of extra coverage for abortion services? No. Nothing in the law prohibits the purchase of abortion coverage through an optional rider; in theory, women may purchase a separate policy and pay an extra premium to receive abortion coverage. However, nothing in the law requires an insurer to make such riders available and there is little evidence that insurers offer these products. S.D. Codified Laws § 58-17-147 (Enacted 2012).
