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Utah

Insurance Prohibition for Abortion

Does Utah prohibit private insurance plans from covering abortion services? Yes.  Health-insurance policies, including plans offered in the new state exchange established under health-care reform, may not include abortion coverage, with exceptions only to save a woman's life, if the pregnancy is the result of rape or incest, or if the fetus has a uniformly lethal anomaly.  Utah Code Ann. § 31A-22-726 (Enacted 2011).

Does Utah prohibit plans in its state exchange from covering abortion services?
Yes.  Health-insurance policies, including plans offered in the new state exchange established under health-care reform, may not include abortion coverage, with exceptions only to save a woman's life, if the pregnancy is the result of rape or incest, or if the fetus has a uniformly lethal anomaly.  Utah Code Ann. § 31A-22-726 (Enacted 2011).

Does Utah prohibit insurance plans for public employees from covering abortion services?
Yes.  Health-insurance policies, including plans offered in the new state exchange established under health-care reform, may not include abortion coverage, with exceptions only to save a woman's life, if the pregnancy is the result of rape or incest, or if the fetus has a uniformly lethal anomaly.  Utah Code Ann. § 31A-22-726 (Enacted 2011).

Does Utah prohibit the purchase of extra coverage for abortion services?
No.  Nothing in the law prohibits the purchase of abortion coverage through an optional rider; in theory, women may purchase a separate policy and pay an extra premium to receive abortion coverage.  However, nothing in the law requires an insurer to make such riders available and there is little evidence that insurers offer these products.  Utah Code Ann. § 31A-22-726 (Enacted 2011).


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