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Wisconsin

Insurance Prohibition for Abortion

Does Wisconsin prohibit private insurance plans from covering abortion services? Yes, in the state exchange.  Health-insurance policies offered in the new state exchange established under health-care reform may not include abortion coverage, with exceptions to save a woman's life or in limited circumstances to preserve a woman's physical health, or if the pregnancy is the result of rape or incest reported to law enforcement. Wis. Sat. Ann § 632.8985 (Enacted 2012).

Does Wisconsin prohibit plans in its state exchange from covering abortion services?
Yes.  Health-insurance policies offered in the new state exchange established under health-care reform may not include abortion coverage, with exceptions to save a woman's life or in limited circumstances to preserve a woman's physical health, or if the pregnancy is the result of rape or incest reported to law enforcement. Wis. Sat. Ann § 632.8985 (Enacted 2012).

Does Wisconsin prohibit insurance plans for public employees from covering abortion services?
No.  

Does Wisconsin prohibit the purchase of extra coverage for abortion services?
No.  Nothing in the law prohibits the purchase of abortion coverage through an optional rider; in theory, women may purchase a separate policy and pay an extra premium to receive abortion coverage.  However, nothing in the act requires an insurer to make such riders available and there is little evidence that insurers offer these products. Wis. Sat. Ann § 632.8985 (Enacted 2012).


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