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Insurance Prohibition for Abortion

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Exposing Anti-Choice Crisis Pregnancy Centers

Anti-choice CPCs mislead and manipulate people facing unintended pregnancies. Learn More »

What are bans on insurance coverage for abortion, and how do they restrict women's privacy and choices?

Anti-choice state and federal legislators have enacted laws that prohibit insurance companies from covering abortion services or require women to purchase a separate policy and pay an extra premium to receive abortion coverage. Offering women the “option” to pay extra for supplemental abortion coverage, often known as a rider, is a false promise because no one plans for an unplanned pregnancy, and furthermore, there is no evidence that such separate abortion policies exist. These prohibitions can be especially damaging because their existence often isn’t known until a woman needs coverage that she assumes is already included in her health plan.

Current State Measures

29 states prohibit insurance plans from covering abortion services for all or some residents of the state: AL, AZ, AR, CO, FL, GA, ID, IL, IN, KS, KY, LA, MA, MI, MS, MO, NE, NC, ND, OH, OK, PA, RI, SC, SD, TN, UT, VA, WI.

  • 11 states prohibit abortion coverage in the entire private insurance market: ID, IN, KS, KY, MI, MO, NE, ND, OK, RI, UT.
  • 23 states expressly prohibit abortion coverage in state insurance exchanges: AL, AZ, AR, FL, GA, ID, IN, KS, LA, MI, MS, MO, NE, NC, OH, OK, PA, SC, SD, TN, UT, VA, WI.
  • 17 states prohibit abortion coverage for public employees: AZ, AR, CO, IL, KS, KY, GA, MA, MI, MS, NE, NC, OH, PA, RI, SC, VA.

2014 Enacted State Legislation

1 state enacted 1 measure prohibiting abortion coverage in the entire private insurance market: IN.

1 state enacted 1 measure prohibiting abortion coverage in its state insurance exchange: GA.

1 state enacted 1 meausre prohibiting abortion coverage for public employees: GA.


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